level cap is fine with the things we have right now it gives you more than enough points to put it into the build you want while also having left over for other things.
but respecing should be available.
as for focus cost it’s perfectly balanced, there are enough focus skills requiring 100 or less, and you can find gear or slot in gems to increase your focus (yellow gems are focus gems) or food buffs
all my gear is maxed out i get to the horse boss no problem! but now that am maxed level there is no point fighting him!!
also not all builds can fight him!! if your in cloth gear good luck he basically one shots you and i play normal weight build with high armor roughly 1000 armor with about 150 hp and that boss still gives me a hard time
that’s more skill issue, if you using cloth then the player would most likely be running a ranged build anyway like magic and at this point a magic player would have waaay more than 200 focus and lots of focus potions.
this guy for example using full light armor beat him asking for more crucible. you use a heavy armor build then assume anyone else will strugle without even trying the other builds.